Sustainability

Participation in the creation of a more sustainable future is an important challenge. It is also a great opportunity in the name of change and a culture of credit increasingly driven by the creation of value, for the benefit of people and the planet in which we live.

As a financial institution, we are aware that in our role we are called upon to make an active contribution by combining business objectives with initiatives that promote inclusion, well-being and progress for all stakeholders.

We work every day to provide excellent banking and financial services and to promote prudent and responsible savings management, pursuing policies to facilitate access to credit for individuals and families. Commercial partnerships with other operators also envisage the sustainable management of activities.

The Group contributes to non-profit solidarity initiatives with humanitarian purposes; projects to reduce the negative impact on the environment; social activities involving a broad and diverse public, both internally and externally.

A commitment carried forward, step by step, with an eye on the goals for sustainable development (SDGs, Sustainable Development Goals) shared by the member countries of the UN and common to all countries and all individuals. 2030 AGENDA FOR SUSTAINABLE DEVELOPMENT

The IBL Banca Group contributes directly to:

• Goal 5: Gender equality
  The IBL Banca Group rejects all forms of discrimination based on gender, ethnicity, sexual orientation, socio-economic status and political ideas. It is committed to eliminating any prejudice by focusing on merit, competence and professionalism.


• Goal 8: Decent Work and Economic Growth
  The IBL Banca Group places the dignity of people at the centre of its activities and its Human Resources management policy. It strives to promote the well-being and safety of employees, fostering an inclusive work environment that respects everyone's dignity. In addition to the health care and supplementary pension system already included in the collective banking agreement, for example, it has introduced an additional health policy and set up the conversion of the company bonus into welfare to maximise purchasing power, also as a result of tax benefits. It has implemented tangible action to support parenting with initiatives ranging from the organisation of internal camps for the children of employees, when schools are closed, to financial support, such as the Euro 600 Baby Bonus. It organises activities for the mental and physical well-being of employees and for better work-life balance.
  
  In addition, in the activities aimed at the public, with the disbursement of loans through wage and pension-backed loans, it allows many people to take advantage of an accessible and sustainable financial instrument, facilitating access to credit even in cases where it could be difficult.


• Goal 9: Industry, Innovation and Infrastructure
  As a financial institution, the IBL Banca Group believes in the social value of lending to business activities for a development that increasingly focuses on innovation, sustainability and inclusion.


• Goal 10: Reduced inequalities
  The IBL Banca Group is committed to numerous humanitarian and social impact initiatives, pursuing the objective of reducing inequalities and poverty, as well as contributing to the development of a fairer society.
  In this context, we also believe in lending as a factor of empowerment and emancipation, and through our loan programmes we contribute to reducing the barriers to accessing credit for citizens and social groups, furthering a fairer society.